| Account | First Investment | Super First Investment |
|---|---|---|
| Description | With a First Investment account, you’ll earn a competitive interest rate based on your account balance. | This account offers access to funds by check and provides higher interest rates for larger balances and tiered earnings. |
| Minimum Deposit To Open | None | $25,000 |
| Monthly Service Fee | $9, waived if minimum daily balance1 of $2,500. | $24, waived if average collected balance2 of $25,000. |
| Transaction Fees | No charge for first six debits per month, $10 each thereafter3 | No charge for first six debits per month, $25 each thereafter4 |
| Standard Mailed Statement Fee4 | $1, waived if you sign up for electronic statements | $1, waived if you sign up for electronic statements |
| Benefits and Features | Enhanced check images at no additional cost.5 | Enhanced check images at no additional cost.5 |
| Restrictions | Debit card use restricted to First National ATMs. | Debit card use restricted to First National ATMs. |
Statements Your Way
Paper Statements
Printed paper statements are available for a monthly fee. If you choose this option, you can include standard or enhanced check images with your paper statements for an additional fee.6
Electronic Statements and Notices
Avoid the paper statement mailing fee when you receive your account statements electronically.7
Let’s Get Started
Give us a call or stop by your nearest branch to learn more, discuss options and start saving today.
Fees
View our Personal Account Fees for more information.
Disclosures
- Minimum Daily Balance Requirement is the minimum daily ledger balance for the statement cycle required to waive the Monthly Service Fee. Other account fees or restrictions may apply.
- Average Collected Balance Requirement is the minimum average collected balance for the statement cycle required to waive the Monthly Service Fee. Other account fees or restrictions may apply.
- Debits for the First Investment Account refer to each check, automatic, telephone, online or pre-authorized transfer after the first six paid per month.
- Debits for the Super First Investment Account refer to each in-person withdrawal, check, automatic, telephone, online or pre-authorized transfer after the first six paid per month.
- Mailed Enhanced Check Image Statement of front and back of each check provided at cost of Mailed Statement without Images.
- Paper Statements
- Mailed statements without check images: $1 each
- Mailed statements with standard check images: $4 each
- Includes images of check fronts only 20 check images per page (10 each side) or 36 checks per page (18 each side).
- Mailed statements with enhanced check images: $6 each
- Includes images of check fronts and backs or fewer images per page than mailed statements with standard check images.
- Electronic Statements
- Email notifications when your electronic statement is available in your online banking portal.
- Electronic statements remain available in your online banking portal for up to 24 months.
- Our standard online account statements display images of the front and back of all checks processed during the statement period, five checks per sheet (images are acceptable in court and by the IRS).