Banking Features to Support Your Needs
Online Check Images
View your checks on your statements at no additional cost.
Debit Cards
Manage expenses with online account management, theft protection and more.
Online and Mobile Banking
Manage your accounts anytime, anywhere with secure online and mobile banking solutions.
Online Bill Pay
Pay your bills through Online Banking or our mobile FNBApp.
Explore Checking Accounts
| Account | Direct Deposit Checking | First 20 Account | First Rate Account |
|---|---|---|---|
| Description | Avoid a monthly service fee if you receive a recurring direct deposit into your Direct Deposit Checking account. First order of checks at no cost, select designs (up to two boxes). | It’s all in the name. Your first 20 paid checks each month are included in the $5 monthly service fee. | With this tiered-rate account, you’ll have unlimited access while receiving successively higher interest rates based on balance tier ranges. |
| Minimum Deposit to Open | None | None | None |
| Monthly Service Fees | $7, waived each statement cycle with a direct deposit. | $5 (the lowest monthly fee for First National personal checking accounts), waived if minimum daily balance1 of $1,000. | $9, waived if minimum daily balance1 of $2,500. |
| Transaction Fees | None | No charge for the first 20 checks per month, $0.20 per check thereafter | None |
| Standard Mailed Statement Fee2 | $1, waived if you sign up for electronic statements | $1, waived if you sign up for electronic statements | $1, waived if you sign up for electronic statements |
| Benefits and Features | Unlimited check writing, ATM and ACH withdrawals, point of sale and debit card transactions, automatic, telephone and pre-authorized transfers. | Collected funds in the account earn interest at a competitive rate (daily balance computation method). |
See current annual percentage yield (APY) and balance tiers.
| Account | College Checking3 | Teen Checking3 | Health Savings (HSA)3 | Alaska Military Checking3 |
|---|---|---|---|---|
| Description | With flexibility to fit your lifestyle, this account allows you to enjoy banking anytime, anywhere. Eligible to students enrolled in post-secondary education or trade school. | The first step to financial success. Education transaction account used to help your teenage co-owner learn how to manage money and a bank account. Eligible to minors (ages 12-17) with an adult co-owner at least 21 years of age. | Pay qualified medical expenses and enjoy unlimited access to your funds while earning interest. With this tiered-rate account, you’ll receive successively higher interest rates based on balance tier ranges. | Active duty, retired and reserve military personnel in Alaska can enjoy a slew of benefits with this checking account. |
| Minimum Deposit to Open | None | None | None | None |
| Monthly Service Fees | $5, waived if you sign up for electronic statements. | $3, waived if you sign up for electronic statements. | $2, waived if minimum daily balance1 of $100. | $9, waived if one direct deposit per statement cycle OR minimum daily balance1 of $3,500. |
| Transaction Fees | None | No additional charge for Teen Card transactions. No charge for first 10 checks per month, $0.20 per check thereafter | No transaction fee for ATM, ACH debits, and debit card transactions. $0.20 per check | None |
| Standard Mailed Statement Fee2 | None | None | $1, waived if you sign up for electronic statements. | $1, waived if you sign up for electronic statements. |
| Benefits and Features | Unlimited check writing, ATM and ACH withdrawals, point of sale and debit card transactions, automatic, telephone and pre-authorized transfers. Six years following account opening the bank will convert the College Checking account to the First 20 account. Complimentary MYCard (one time only), customize your First National Mastercard debit card by choosing an image from our gallery or use your own image. | First National Bank Alaska Debit Mastercard® Teen Card with no monthly fee. Teen Card merchant category codes for gambling, alcohol and tobacco, etc. are blocked. Overdraft protection available from a regular First National savings account. | Specific HSA debit Mastercard. Collected funds in the account earn interest at a competitive rate (daily balance computation method). See current HSA annual percentage yield (APY) and balance tiers. | Unlimited check writing, ATM and ACH withdrawals, point of sale and debit card transactions, automatic, telephone and pre-authorized transfers. Collected funds in the account earn interest at a competitive rate (daily balance computation method). Up to $500 off the origination fee of an approved mortgage loan at First National. Small safe deposit box at no cost (where available). No-fee money orders. First National Bank Alaska exclusive checks at no cost. Savings overdraft protection at no cost. |
Need to reorder checks? Browse a catalog of check designs and related accessories, and more with Deluxe, First National’s check vendor.
See current annual percentage yield (APY) and balance tiers.
Statements Your Way
Paper Statements
Printed paper statements are available for a monthly fee. If you choose this option, you can include standard or enhanced check images with your paper statements for an additional fee.3
Electronic Statements and Notices
Avoid the paper statement mailing fee when you receive your account statements electronically.4
Safe and Secure
Your funds are protected by First National’s more than 100-year track record of sound fiduciary oversight. Deposit accounts at First National are insured by the FDIC up to the standard maximum deposit insurance amount ($250,000) per depositor for each account insurance ownership category.
We’re Here to Help
As Alaska’s community bank, we want to get to know you so we can recommend a checking account that best meets your needs.
Fees
View our Personal Account Fees for more information.
Disclosures
- Minimum Daily Balance Requirement is the minimum daily ledger balance for the statement cycle required to waive the Monthly Service Fee. Other account fees or restrictions may apply.
- Paper Statements
- Mailed statements without check images: $1 each
- Mailed statements with standard check images: $4 each
- Includes images of check fronts only 20 check images per page (10 each side) or 36 checks per page (18 each side).
- Mailed statements with enhanced check images: $6 each
- Includes images of check fronts and backs or fewer images per page than mailed statements with standard check images.
- Restrictions may apply to qualify for certain accounts. Please see a First National Bank Alaska associate for further information.
- Electronic Statements and Notices
- Email notifications when your electronic statement is available in your online banking portal.
- Electronic statements remain available in your online banking portal for up to 24 months.
- Our standard online account statements display images of the front and back of all checks processed during the statement period, five checks per sheet (images are acceptable in court and by the IRS).