Positive Pay
Take control of check payments with Positive Pay, a tool that reduces fraud and protects your accounts by helping ensure only the checks you issue are paid.
How It Works
- You provide First National with a list of your check numbers, dollar amounts, and check dates (payee is optional).
- When someone tries to cash or deposit a check from your business, Positive Pay matches that check against your list.
- When checks match the information you provide, they are paid. Checks that don’t match are submitted for you to review online.
- You have until noon to approve or return the check or the system will apply your default action.
ACH Fraud Prevention
Take control of your ACH activity by setting up a list of authorized vendors for ACH debits with filters for authorized amounts, frequencies, etc. Customized text and email alerts on exceptions allow you to quickly make decisions on which transactions to pay or return.
How It Works
- Create an approval list for ACH debits for auto-processing.
- Receive customized text or email alerts for ACH debits trying to clear the account who are not on your approved list.
- You have until noon to approve or return the ACH debits or the payment will be returned.
Check Block
Protect your business from unauthorized check transactions by completely blocking check payments from accounts you designate.
ACH Block
Protect your business from unauthorized ACH transactions by automatically blocking all ACH debits from accounts you designate.
Corporate Credit Card
Safeguard your business against unauthorized credit card transactions. Gain greater control over your accounts, reduce the risk of fraud, and safeguard your financial assets.
Card Valet
Control your card usage on the go. Instantly turn your card on and off, receive real-time spending alerts, and establish transaction controls for different types of merchants.
Download the app from the App Store or Google Play. Data and messaging rates may apply.
Talk to an Expert
Talk with a local fraud prevention expert today and gain peace of mind for your business.
Report Fraud
If you suspect fraud on your account, immediately contact your local branch or call 907-777-4362 or 800-856-4362. Once you have confirmed a fraudulent transaction, file a local police report.