Business > SBA Loans

Help for Small Businesses

When you’re starting or expanding a small business, our team of local experts can help you determine whether you qualify for a loan backed by the U.S. Small Business Administration (SBA).

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SBA Lender of Note

First National’s commitment to funding Alaskan-owned businesses has repeatedly earned recognition from SBA, including being selected as the Alaska SBA 504 Lender of the Year six times between 2011 and 2019.

Betsy Lawer | First National Board Chair and CEO/President

“We’re deeply honored and proud to play an important role in helping small businesses find financing through the 504 program. The bank’s mission is to help Alaskans meet and exceed their business and personal banking goals by offering solutions that help them succeed.”

Betsy Lawer
First National Board Chair and CEO/President

Is an SBA Loan Right For Your Business?

SBA loans are designed to help small businesses secure the funding they need to start, grow or recover from disasters. SBA sets guidelines for these loans and guarantees a portion of the loan, reducing the risk for lenders and making it easier for small businesses to qualify. These loans can be used for a variety of business purposes, including:

  • Acquiring, refinancing or improving real estate and buildings
  • Short- and long-term working capital
  • Purchasing and installation of machinery and equipment, including AI-related expenses
  • Refinancing current business debt
  • Purchasing furniture, fixtures and supplies
  • Changes of ownership (complete or partial)
  • Multiple purpose loans, including any of the above

SBA Loan Types


Disclosures

  1. Loans are subject to credit approval. Certain fees and restrictions may apply.

Note: The bank will examine all applications thoroughly and weigh their merits in accordance with our lending policies and all federal, state and local laws.