Business > Money Market Deposit Accounts

Competitive Rates and Easy Access

Looking for a safe and convenient option to keep your excess capital where you will earn a competitive rate of return? Find the right First National Money Market Deposit Account for your business.

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AccountFirst InvestmentSuper First Investment
DescriptionConvenient access and a competitive interest rate based on your account balance.Enjoy higher interest rates for larger balances with this account’s tiered earnings.
Minimum Deposit To OpenNo minimum deposit to open.Minimum $25,000 deposit to open
Monthly Service Fee1$9, waived if minimum daily balance2 of $2,500$24, waived if average collected balance2 of $25,000 
Transaction FeesNo charge for the first six debits per month, $10 each thereafter3No charge for the first six debits per month, $25 each thereafter4
Standard Paper Statement Fee5$1, waived if you sign up for electronic statements$1, waived if you sign up for electronic statements
Features and BenefitsEnhanced check images included at no additional cost6Enhanced check images included at no additional cost6
RestrictionsDebit card use restricted to First National Bank Alaska ATMs onlyDebit card use restricted to First National Bank Alaska ATMs only
Collected funds in the account earn interest at a competitive rate (daily balance computation method). See our current annual percentage yield (APY) and balance tiers.

Statements Your Way


Disclosures

  1. Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
  2. Minimum daily balance refers to the amount of funds required in your account to avoid monthly service fees.
  3. First Investment Accounts: Checks and debits refers to each check, automatic, telephone, online or pre-authorized transfer.
  4. Super First Investment Accounts: Checks and debits refers to each in-person withdrawal, check, automatic, telephone, online or pre-authorized transfer.
  5. Paper Statements
    • Mailed statements without check images: $1 each
    • Mailed statements with standard check images: $4 each
      • Includes images of check fronts only 20 check images per page (10 each side) or 36 checks per page (18 each side).
    • Mailed statements with enhanced check images: $6 each
      • Includes images of check fronts and backs, or fewer but larger images per page than the Mailed Standard Check Image Statement.
  6. Mailed Enhanced Check Image Statement of front and back of each check provided at cost of Mailed Statement without Images.
  7. Electronic Statements
    • Email notifications when your electronic statement is available in your online banking portal. 
    • Electronic statements remain available in your online banking portal for up to 24 months.
    • Our standard online account statements display images of the front and back of all checks processed during the statement period, five checks per sheet (images are acceptable in court and by the IRS).

First National Bank Alaska reserves the right to analyze the activity of all business accounts and charge accordingly.