| Account | First Investment | Super First Investment |
|---|---|---|
| Description | Convenient access and a competitive interest rate based on your account balance. | Enjoy higher interest rates for larger balances with this account’s tiered earnings. |
| Minimum Deposit To Open | No minimum deposit to open. | Minimum $25,000 deposit to open |
| Monthly Service Fee1 | $9, waived if minimum daily balance2 of $2,500 | $24, waived if average collected balance2 of $25,000 |
| Transaction Fees | No charge for the first six debits per month, $10 each thereafter3 | No charge for the first six debits per month, $25 each thereafter4 |
| Standard Paper Statement Fee5 | $1, waived if you sign up for electronic statements | $1, waived if you sign up for electronic statements |
| Features and Benefits | Enhanced check images included at no additional cost6 | Enhanced check images included at no additional cost6 |
| Restrictions | Debit card use restricted to First National Bank Alaska ATMs only | Debit card use restricted to First National Bank Alaska ATMs only |
Statements Your Way
Paper Statements
Printed paper statements are available for a monthly fee. If you choose this option, you can include standard or enhanced check images with your paper statements for an additional fee.6
Electronic Statements and Notices
Avoid the paper statement mailing fee when you receive your account statements electronically.7
Let’s Get Started
Give us a call or stop by your local branch to discuss options that will best meet your business needs.
Fees
View our Business Account Fee Schedule for more information.
Disclosures
- Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
- Minimum daily balance refers to the amount of funds required in your account to avoid monthly service fees.
- First Investment Accounts: Checks and debits refers to each check, automatic, telephone, online or pre-authorized transfer.
- Super First Investment Accounts: Checks and debits refers to each in-person withdrawal, check, automatic, telephone, online or pre-authorized transfer.
- Paper Statements
- Mailed statements without check images: $1 each
- Mailed statements with standard check images: $4 each
- Includes images of check fronts only 20 check images per page (10 each side) or 36 checks per page (18 each side).
- Mailed statements with enhanced check images: $6 each
- Includes images of check fronts and backs, or fewer but larger images per page than the Mailed Standard Check Image Statement.
- Mailed Enhanced Check Image Statement of front and back of each check provided at cost of Mailed Statement without Images.
- Electronic Statements
- Email notifications when your electronic statement is available in your online banking portal.
- Electronic statements remain available in your online banking portal for up to 24 months.
- Our standard online account statements display images of the front and back of all checks processed during the statement period, five checks per sheet (images are acceptable in court and by the IRS).
First National Bank Alaska reserves the right to analyze the activity of all business accounts and charge accordingly.