Business > Loans and Lines of Credit

Strengthen and Grow Your Business

Whether you’re looking to start or expand your business or improve cash flow, our team of local experts will work with you to develop a financing plan that’s right for you.

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Equipment & Vehicle Loans

Purchase computers, vehicles, heavy equipment, machinery, and more. Repayment terms are determined by the type and age of the purchased asset, which is used as collateral.

Interim Construction Loan

Help pay for construction costs, such as materials and labor, until a project can be permanently financed. Pre-qualification for long-term financing is necessary. The real estate and building materials are used as collateral.

Revolving Line of Credit

Flexible ongoing access to funds to help manage cash flow, cover short-term expenses, address unexpected costs, or seize new opportunities.

Letters of Credit

Documentary and stand-by letters of credit are arrangements often used by import/export businesses, contractors, and travel agencies to assure payment.

Inventory Financing

Secure the funds needed to purchase products for sale. Products or inventory serve as collateral.

Escrow Receivable Loan

If your business has a First National escrow account, you may qualify for an escrow receivable loan. Borrow funds against future receivables held in your account to help manage cash flow.