Certificate of Deposit and IRA Interest Rate Table

Effective 11/01/2024

Rates and annual percentage yields are subject to change without notice.

Ask us about rates for certificates of $5,000,000 or greater.

Certificate of Deposit

Balance of
$750.00 – $4,999.99

Balance of
$5,000.00 – $24,999.99

Balance of
$25,000.00 – $99,999.99

Balance of
$100,000.00 +

Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Interest Rate

Term

30 – 59
Days

0.50%

0.50%

0.50%

0.50%

0.50%

0.50%

0.50%

0.50%

60 – 89
Days

0.50%

0.50%

0.50%

0.50%

0.50%

0.50%

0.50%

0.50%

90 – 179
Days

1.00%

1.00%

1.00%

1.00%

2.52%

2.50%

2.52%

2.50%

180 – 364
Days

3.50%

3.50%

3.50%

3.50%

3.50%

3.50%

3.50%

3.50%

365
Days

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

12 – 17 Months

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

18 – 23 Months

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

24 – 35 Months

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

36 – 59 Months

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

60 +
Months

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

2.00%

* Minimum Opening Deposit – The minimum deposit required to open an account is $750.00.
* Early Withdrawal Penalties – A penalty may be imposed for withdrawals prior to maturity. Fees may reduce earnings.
* Required Interest Payouts – For accounts with a term of 12 months or greater – Interest must be compounded to the certificate or paid to a First National Bank Alaska checking or savings account at least annually.

* Annual Percentage Yield – To obtain the stated APY the Certificate of Deposit must be renewed and have interest paid to the CD at the end of the term.

IRA

Balance of $0.00 – $24,999.99

Balance of $25,000.00 +

Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Interest Rate

Term

365
Days

2.00%

2.00%

2.00%

2.00%

* Minimum Opening Deposit – The minimum deposit required to open an account is $750.00.
* Early Withdrawal Penalties – A penalty may be imposed for withdrawals prior to maturity. Fees may reduce earnings.